Loan Services

The Home Buying Center

Home Buying

Cornerstone Mortgage is in your corner.

Cornerstone Mortgage is committed to helping homebuyers become homeowners. We work closely with every client to provide them with the personal service and attention they need to find the home loan that works best for them.

Our loan originators have access to lenders across the country to find the best loans at the best rates, making home ownership more attainable than you may think.

Get Pre-Approved

Mortgage Options Tailored to Your Needs

Cornerstone Mortgage works with homebuyers at all stages of their homeowner journey. Our mortgage solutions are tailored to your specific needs and financial situation. We work with:

first-time buyers

First-time buyers turn to us for one-on-one care and attention throughout the mortgage lending process. We’ll be with you every step of the way as you begin this exciting new chapter of your life.

move-up homebuyers & empty nesters

Ready to sell your existing home and move on to the next stage of your life? Count on the Cornerstone team to help you securing financing for your new home while selling your current home.

investors & second home owners

Found a must-have cabin, vacation home, or investment property? We can help you secure the financing you need to expand your property portfolio at the best terms and rates.

new construction buyers

Purchasing a newly constructed home is exciting. It’s all yours from the very start, just waiting for you to put your personal stamp on it. Our mortgage options make buying a newly built home within reach.

Why Cornerstone?

The Best Solutions

Cornerstone Mortgage is one of the largest mortgage bankers in the Midwest. We are a full-service mortgage banker and mortgage broker which gives us maximum flexibility in finding the best home financing solution for you.

No Down payment

Purchase your home with a government-backed Zero-Down mortgage.

Low Down Payment

Buy a home without savings for years. Perfect for first-time buyers.

Down-payment Assistance

Secure special financing to help you afford the home of your dreams.

Fixed Rate

Enjoy the same rate for the life of your loan, no matter how interest rates change.

Adjustable Rate

Get into your new home at a low, fixed introductory rate for a set number of years, then the rate adjusts.

Construction Loan

Obtain a short-term specialty loan to pay for the construction costs of building a home.

Renovation Loan

Refinance your mortgage and tap into your home’s equity to pay for home improvements.

VA Loan

This no-down payment, low-interest rate loan is available to active-duty and veterans of the U.S. Armed Forces and National Guard.


These government-insured home loans have low down payment requirements and relaxed credit requirements.


Perfect for rural homebuyers, USDA are no-money-down mortgages that are guaranteed by the U.S. Department of Agriculture.


WHEDA loans are fixed-rate, low-down payment loans available exclusively to those purchasing an owner-occupied home in Wisconsin.

Reverse mortgage

Available to homeowners aged 62+, a reverse mortgage allows homeowners to borrow against their home equity.

Don't see the loan option of your choice? We handle loan options of all shapes and sizes. Get in touch to see how we can accomidate your needs.

Get Pre-Approved
You find the perfect home. We’ll find the perfect mortgage solution.
Home buying Steps

What To Expect

Cornerstone Mortgage makes it easy to obtain a mortgage. Our lenders work closely with every client through every step of the process to help you understand your options and choose the best mortgage solution for your needs.
Get Pre-Qualified Online.
Find out how much home you can afford so you can start house-hunting.
Connect with a Loan Officer.
We’ll review your documentation and formalize the pre-approval note.
Find Your New Home.
Work with a realtor to find the perfect home within your budget!
Make an Offer.
Once you make and offer and it is accepted, we’ll get the paperwork started and lock in your rate.
Schedule Your Closing.
We will work with the title company, realtor, and seller to set a closing date. In the meantime, we’ll ask for documentation, collect signatures, and send the loan application to underwriting so it is ready on Closing Day.

Benefits Of Home Ownership

Interest Tax Deductions.

You may be able to deduct the interest on your home loan as well as the federal (and sometimes, state) real estate taxes you pay annually. Because of theses tax advantages, it may actually be cheaper to own than rent.

Build Equity.

If the value of your property increases as you pay down your mortgage, you build equity. Equity can be used to finance other major purchases, or as a down payment on a future home.

Protection Against Inflation.

Owning a home could help you counteract rising inflation. Although past performance cannot guarantee future trends, real estate has historically appreciated at a higher rate than inflation in most regions.

Have Additional Questions?

For additional questions about home buying, feel free to check out our frequently asked questions page.

Read Our FAQs

Ready to get started?

Whether you have more questions, or are ready to take the first step, contact us to start your home buying journey. We are here to support you, every step of the way.

Get Pre-Approved